Nick Meakin Nick is the Director of Project Management at Urwego Opportunity Bank in Rwanda. By Nick Meakin Blog11 February 2015 UOB Takes a Human-Centered Approach to Rwanda’s Smallholders Nick Meakin of Urwego Opportunity Bank (UOB) discusses how Rwanda's first and largest microfinance bank is using a human-centered approach to designing financial products that better meet the needs of smallholder farmers.