Gayatri Murthy

Senior Financial Sector Specialist

Gayatri Murthy is CGAP’s gender lead. She is currently working on building country-level platforms in Mexico, Morocco and India to transform the financial sector for women customers. Her expertise spans building research methods, digital business models and gender intentional policy for low-income communities and women business owners. She also specializes in training financial institutions to build customer-centric business models and has trained staff of financial institutions in workshops around the world, including at trainings organized by the Boulder Institute for Microfinance, the Social Performance Task Force, and the Aga Khan Agency for Microfinance. 

Before joining CGAP, Gayatri worked for 6 years in market research in South Asia and Sub-Saharan Africa. Gayatri has a Master’s degree in International Communication from the School of International Service at American University in Washington, D.C., and a Bachelor’s degree in Economics from St. Xavier’s College, Mumbai, India. She is fluent in Hindi.

By Gayatri Murthy

Blog

Mexico's Collective Shift: Redefining Approaches to Women's Inclusion

What does it take to move an entire financial sector toward gender equality? In Mexico, the answer is emerging: shared accountability, institutional reform, and collective action.
Blog

Women’s Financial Empowerment at the Heart of a Developed India

As India charts its course toward Viksit Bharat 2047, it will need a financial system that not only includes women but also strengthens their economic power by giving them control over money, decisions, and assets at every life stage.
Blog

From Access to Agency: The Next Chapter in Women’s Financial Inclusion

Despite global progress, meaningful gender gaps in account ownership still persist in 65 economies. Our latest Findex blog unpacks new data on women’s financial inclusion and identifies the opportunities ahead.
Research

The Next Chapter for Women’s Financial Inclusion: Moving Toward a Visible Step-Change

A new approach integrating public and private sector efforts is crucial to address women's financial inclusion (WFI). CGAP’s gender conceptual framework aims to offer a new vision of WFI through a whole-of-market approach, requiring commitment from both sectors to drive impactful change.
Blog

The Road Ahead for Platform Gig Workers’ Financial Inclusion

Gig platforms offer financial inclusion potential for their workers, but roadblocks remain. Learn how funders and the financial inclusion community can better support innovation and impact on gig platforms.