Solène Morvant-Roux Solène Morvant-Roux is Assistant Professor at the Department of Political Economy, University of Fribourg, Switzerland. By Solène Morvant-Roux Blog17 June 2013 Defaults Versus Over-indebtedness in Morocco In Morocco, microcredit borrowers don't default only when they are unable to repay loans. Individual or collective defaults also result when credit providers lose legitimacy and borrowers are not willing to repay.
