Thomas Carrié

Co-founder, Rubyx

Thomas Carrié is co-founder of Rubyx, a global start-up specialising in the development of digital credit portfolios for micro-entrepreneurs and SMEs in emerging markets. He manages business development and operations. Based on an innovative approach combining service design and behavioural analytics, Rubyx operates in more than 10 countries and processes data from over 2 million micro businesses per day. 

Thomas has 15 years of experience implementing financial inclusion projects mixing technology, financial services and innovation in emerging markets. After 4 years working with Positive Planet, a French NGO dedicated to supporting entrepreneurs, he joined Baobab, a international group of financial institutions, where he was designing and implementing digital products and services. Thomas has worked in more than 10 countries over Africa and Asia.