Bindu Ananth By Bindu Ananth Research15 May 2012 The Pursuit of Complete Financial Inclusion: The KGFS Model in India This paper explores the KGFS model as it is applied in various parts of India. Blog05 May 2011 Matching Types of Accounts to Types of Needs: Lessons from India By and large, these problems boil down to one issue: lack of convenient access to ‘accounts’ where one can receive, store and withdraw flexible amounts of value in a safe and remunerative way.