Neil Davidson Neil Davidson (@neilfdavidson) is the CEO of Coda Payments. He blogs at http://www.insufficientbalance.com. By Neil Davidson Blog23 July 2013 Three Thoughts for Financial Inclusion Entrepreneurs I am one of the founders of Coda Payments, a company that makes it possible for customers in emerging markets to make small-value purchases using their mobile accounts. There are three essential lessons for aspiring entrepreneurs in this space.