Nick Hughes

Nick Hughes is the co-founder of M-KOPA, a company providing pay-as-you-go energy services in East Africa. Nick was previously at Vodafone, where he started M-PESA, taking it from a concept to a multi-million-dollar business in five years. Nick holds a small number of advisory roles, which includes being on the CGAP Executive Committee

By Nick Hughes

Blog

Technology Must Solve Real Problems for Low-Income Customers

We are just scratching the surface of what digital technology can do for low-income consumers. Mobile has been a game changer, but what's next? There are even more powerful digital tools in the pipeline.
Blog

Jipange Kusave: A Mobile-only Attack on the Kenyan Mattress

When we launched Jipange KuSave – a mobile-only savings product – in Kenya in early 2010, our goal was to out-compete the mattress. Back then, Safaricom’s M-PESA service was in hyper-growth phase and ramping up to become the de facto national retail payment system. But even more exciting was M-PESA’s potential as a pervasive and low-cost delivery channel for a wider set of financial services.