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Publication
From Cash to Digital Transfers in India: The Story So Far
This Brief addresses the key elements of digitizing cash transfers, which can also enable financial inclusion in a way that it leads to account use, not just account opening.Publication
Costs and Sustainability of Sharia-Compliant Microfinance
This Focus Note explores the operational costs associated with musharaka and salam products by delving into two case studies: Bank Al Baraka in Algeria and Wasil Foundation in Pakistan.Reading Deck
Digital Finance Plus
Publication
Promoting Competition in Mobile Payments: The Role of USSD
Unstructured supplementary service data (USSD), a communications service controlled by mobile network operators, is a critical piece of infrastructure used to provide mobile financial services on most phones, at low cost, and without requiring access to the user’s SIM card.Publication
The Potential of Digital Data
The amount of electronic data generated by computerization—digital data—is growing at unprecedented rates. Financial services are an information business—can this growing wealth of data be harnessed to advance financial inclusion?Publication
Emerging Risks to Consumer Protection: Key Findings in Colombia
This research sought to understand the perspectives of providers and regulators on consumer protection in digital finance in Colombia.Publication