This Brief explores the gender gap in financial inclusion among smallholder families in Tanzania and Mozambique through unique survey data that allow for a nationally representative look at smallholders.

Despite their active financial and agricultural lives, smallholders in Mozambique have few tools to manage their irregular and volatile household cash flows, and thus it is difficult for them to plan and expand their livelihood activities.

CGAP's Smallholder Diaries explores the financial lives of farming families in Mozambique, Tanzania and Pakistan.

This working paper shares the findings, observations, and insights from the national survey of smallholder households in Mozambique.

This Focus Note shares early insights from CGAP's ongoing Smallholder Diaries, providing a first look at the financial lives of smallholder households not only as agricultural producers, but also as consumers, laborers, and off-farm entrepreneurs.

While there has been renewed appreciation for how reaching smallholder households could drive financial inclusion, little is known about this unique, yet massive client group.