Kabir Kumar

Kabir Kumar leads Omidyar Network’s global policy and ecosystem building efforts. He is a former Senior Financial Sector Specialist at CGAP, where he led CGAP’s Digital Finance Plus initiative and coordinated efforts in key markets in South Asia. Kabir helped launch CGAP's program on technology-enabled business models for financial services and worked closely with some of the pioneering implementations in the mobile financial services space.

Kabir has been an adviser to banks, mobile network operators, technology companies, and investors in over 15 countries in Asia, Africa, and Latin America. His work has been quoted in numerous media outlets including CNN, The Banker, Economist, and NPR. He has a dual master's degree in public administration and international relations from the Maxwell School of Syracuse University. He can be found on LinkedIn and Twitter.

By Kabir Kumar

Blog

Will Brazil’s Banks Share Agents?

In a country where agents have existed for close to 10 years nationwide, we would expect that by now banks would have found business reasons to share agents. From a consumer perspective, it is clearly attractive to be able to access banking services for multiple providers at a single agent.
Blog

Can Brazil’s Agents Provide a Wider Range of Services?

The prevailing wisdom about Brazil’s vast agent network (largest in the world, 4x that of Kenya and the Philippines combined!) is that it is used mainly for bill payments. This network appears to be a missed opportunity to also make credit, savings, and other products available to low-income people in an affordable way. Is this channel being underutilized for poor people?
Blog

Can Mobile Money Be “Free”?

CGAP wants the financially excluded to get access to mobile financial services. To suggest that MNOs make mobile money “free” may then come across as self-serving. On the contrary, making money in mobile money and making it “free” are compatible.
Blog

Drivers of Mobile Money Profitability

This post is the second in the series on “Five Business Case Insights on Mobile Money.” In the first post, we shared with you a detailed presentation on the five insights. Here we explain further the first three insights.
Blog

Commercial Investment Landscape in Branchless Banking

This blog post summarizes a quick review of commercial investments in mobile financial services and branchless banking. We focused our review on equity deals between 2005 and 2010 involving mobile payment companies, agent companies, payment platforms and others providers that we knew were targeting the financially excluded in developing countries.