Stefan Staschen

Senior Financial Sector Specialist

Based in Berlin, Stefan Staschen led CGAP's Digital Financial Services Regulation and Supervision project. He has more than 20 years of experience working on financial inclusion, focusing on policy and regulatory issues in microfinance and digital financial services. He has worked with numerous regulators and supervisors primarily in Sub-Saharan Africa and South Asia, but also in Central and Eastern Europe, Southeast Asia, and Arab countries.

Before joining CGAP in 2016, Stefan worked for 15 years as an independent consultant on inclusive financial policy and lived for several years each in the United Kingdom, Kenya, and Turkey.

Stefan has a Doctorate degree from the London School of Economics and a Master’s degree in Economics from the Free University of Berlin.

By Stefan Staschen

Blog

Balancing Regulatory Uncertainty in Branchless Banking Design

For providers of mobile money services looking to navigate complex regulatory environments, there are valuable lessons that can be extracted from failed experiences - which can sometimes be traced back to challenging legal environments.
Blog

Financial Inclusion and Innovation in Russian Payment Systems

The payments sector in Russia has over recent years been at the forefront of innovation. The hope is that new developments will lead to an easily accessible and interoperable payment system that combines the advantages of various channels.
Research

Landscaping Report: Financial Inclusion in Russia

This Landscaping Report on the state of financial inclusion in Russia is based on CGAP’s research conducted during April – September 2012.
Blog

Powering Remittances Flows between Russia and Tajikistan

It can be concluded the Russia-Tajikistan corridor offers some interesting insights on how one might link financial products to remittance flows, but it also provides insights on the basic challenges accounting for why no significant scale has yet been reached.
Blog

Remittances in Russia and Tajikistan

The potential seems huge to make use of a promising mix of (i) people on both ends of the remittance corridor being in regular contact with banks; (ii) most of the senders and receivers still being unbanked; (iii) the banks having detailed records of remittance clients’ financial flows; and (iv) intense and growing competition among banks, which has led to declining fees for customers to remit money.