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Selecting a Site for Smallholder Financial Diaries in Pakistan

CGAP and Bankable Frontier Associates have begun a study that examines the financial lives of smallholder agricultural families in Mozambique, Pakistan, and Tanzania. Here, we look at how we chose an appropriate site in Pakistan.

Why Financial Diaries to Understand the Needs of Smallholders?

CGAP is working with Bankable Frontier Associates to conduct a financial diaries project on 90 families in Tanzania, Mozambique, and Pakistan.

Understanding Smallholder Demand for Financial Services

Smallholder families represent the largest global segment of those living on less than $2 a day, yet relatively little is known about their demand for financial services.

How Do Smallholder Farmers Access Information?

Even though making information “mobile” can increase outreach to smallholder farmers, the potential of mobile information services far exceeds farmers’ current demand for it. Mobile phones are not a panacea, and many farmers prefer more traditional sources of information.

Understanding Smallholders' Financial Needs is Key First Step

Banks that recognize the unique characteristics of farmers as customers and adapt their businesses using financial and skill-based support from donors will be best positioned to address the huge gap in demand for smallholder financing.

Smallholder Financing: Meeting Demand Between Harvests

For smallholder farms, expenses come early in the season before the planting while income arrives only several months later with the harvest. How, then, can these farmers access the cash they need to plant their crops and, more importantly, to survive between harvests?

Financial Innovation for Smallholders: A New Priority for CGAP

CGAP is pursuing a new workstream centered on financial innovation for smallholder families, the largest global segment by livelihood living on less than $2 a day.

Inclusive Finance and Segmenting Smallholder Farmers

Not all smallholder farmers are the same. Of the 500 million smallholders in low- and middle-income countries, many need specialized financial services tailored to their agricultural activities.