Recent Blogs
Blog
Learning from the Indian Microfinance Crisis
As the Indian microfinance sector responds to the Andhra Pradesh crisis, an opportunity has been created in India, as well as in the global sector, to reevaluate their “people practices” and make them a core part of a system that has provided a safety net for millions.Blog
Borderless Branchless Banking
Are international remittances the final frontier for branchless banking? Formal remittance flows to developing countries are estimated to be US $325bn in 2010: in some countries these flows outweigh overseas development aid and constitute a sizeable proportion of the economy – international remittances equal 12% of GDP in the Philippines.Blog
Are Girls Better at Planning and Saving than Boys?
While there might be a selection bias in terms of fewer boys in the universe actually saving, there is also a perception that boys are not adept at managing their money.Blog
What Do Customers Want? New Findings from India
The Andhra Pradesh (AP) government passed an ordinance introducing substantial changes to MFI lending practices in the state.Blog
An Alternative to M-PESA? Orange and Equity Bank Launch Iko Pesa
There’s been news of several new mobile money launches over the last few weeks. Digicel in Haiti has just launched its TchoTcho Mobile service. Its main competitor Voila has launched its service for use by relief organizations throughout the country.Blog
Branchless Banking – Scenarios for 2020: Video and Presentations
The scenario examines the impact of a new player in the market and how a competitive and crowded marketplace for bill payment services stimulates a new wave of innovation.Blog
Will the Indian SHG Movement Withstand Competition from MFIs?
The Andhra Pradesh MFI Ordinance 2010 has kick-started a much-needed debate on responsible microfinance and what is needed for poverty alleviation in India.Blog
Good Things Come in Small Packages: Mobile Money in Fiji
In the world of mobile money, larger countries get all the attention. But big things sometimes come in small packages – and mobile money developments in the tiny Pacific nation of Fiji is an exciting example.Blog
Social Protection and Financial Inclusion
The 2010 Global Expert Colloquium on Savings and CCTs was co-sponsored by the Ford Foundation, Citi, UNDP, New America Foundation and Proyecto Capital.Blog
Andhra Pradesh: Crisis or Opportunity?
Referring to the situation in Andhra Pradesh (AP) as a ‘crisis’ in recent coverage has become commonplace. Much of the debate and analysis is centered on microcredit.Blog
Postal Savings Banks Reinvigorated by Increased Competition
Postal banks in South Africa and Kenya are celebrating their 100th anniversary. But the environment has changed dramatically with the advent of mobile money and increased interest from commercial players in the unbanked market.Blog
10 Things You Thought You Knew about M-PESA
Few initiatives in microfinance, or for that matter in development, have been as successful as M-PESA: 3 and a half years after launch, over 70% of households in Kenya and more importantly over 50% of the poor, unbanked and rural populations use the service.Blog
Crisis by Invitation
Governments legislate on conduct of business—from both positive/ enabling and negative/restrictive standpoints. While most regulations on business, commerce and industry are positive, some are highly restrictive on account of the nature of business.Blog
Where Will the Next Mobile Money Innovation Come From?
Kenya grabs a lot of attention with mobile money, but is all the innovation happening at the top of the food chain?Blog
Mobile Health Might Be the eBay to Mobile Money’s PayPal
Nobody gets up in the morning and says “I want an efficient payment instrument today.”Blog
From SKS to Andhra Pradesh in India
From the rich conversation that was generated, here are the main issues that emerged and some of the many highlights from authors as well as readers.Blog
Who’s the Culprit? Accessing Finance in Andhra Pradesh
The crackdown by the Andhra Pradesh state government on microfinance institutions was based on a number of assumptions about what’s happening with microfinance here in India.Blog
Getting Beyond Payments
Most branchless banking services help clients move money over distance : a money transfer to a family member in the countryside, a bill payment to the utility company, a social benefit from the government.Blog
Results from Two Graduation Programs Creating a Buzz
There are encouraging signs from new randomized impact assessments of pilot projects in the CGAP-Ford Foundation Graduation Program presented at the Microfinance Impact & Innovation conference recently held in New York.Blog