Dan Radcliffe

Mobile Money in Pakistan: From OTC to Accounts, Part 2

Despite the continued dominance of agent-assisted OTC transactions in Pakistan, it is not all doom and gloom. We note four recent developments that just might trigger a rapid expansion in mobile account usage in 2015.

Mobile Money in Pakistan: From OTC to Accounts, Part 1

The latest data from the Intermedia Financial Inclusion Insights survey suggests that providers continue to focus on basic over-the-counter (OTC) services. Kabir Kumar and Dan Radcliffe discuss lessons learned from the survey and Pakistan’s potential for digital financial inclusion.

A Digital Pathway To Financial Inclusion

A growing body of evidence suggests that connecting poor people to a digital financial system will generate sizable welfare benefits. But countries cannot bridge the cash-digital divide in one leap. Instead, they pass through several stages of market development.

How Do Migrant Workers Move Money in India?

To better understand just how costly making remote payments can be for poor households, the Bill & Melinda Gates Foundation commissioned the Centre for Micro Finance at the Institute for Financial and Management Research (IFMR) and the Reserve Bank of India’s College for Agricultural Banking to survey 274 domestic Indian migrants and their families living at opposite ends of four domestic remittance corridors.