Stefan Staschen

Senior Financial Sector Specialist

Based in Berlin, Stefan Staschen led CGAP's Digital Financial Services Regulation and Supervision project. He has more than 20 years of experience working on financial inclusion, focusing on policy and regulatory issues in microfinance and digital financial services. He has worked with numerous regulators and supervisors primarily in Sub-Saharan Africa and South Asia, but also in Central and Eastern Europe, Southeast Asia, and Arab countries.

Before joining CGAP in 2016, Stefan worked for 15 years as an independent consultant on inclusive financial policy and lived for several years each in the United Kingdom, Kenya, and Turkey.

Stefan has a Doctorate degree from the London School of Economics and a Master’s degree in Economics from the Free University of Berlin.

By Stefan Staschen

Research

Digital Banks: How Can They be Regulated to Deepen Financial Inclusion?

This reading deck describes three regulatory approaches used by policy-makers to regulate digital banks.

Blog

Is Financial Inclusion a Reason to Push Central Bank Digital Currencies?

Advocates of Central Bank Digital Currencies (CBDC) often cite financial inclusion as a reason to introduce them. CGAP examines their three main arguments: improved access to digital financial services, enhanced efficiency of payments and lower cost.
Blog

Is Mexico’s “Fintech Law” Leading a New Trend in Fintech Regulation?

Some regulators are looking to Mexico's so-called "fintech law" as an example of how to respond to the full range of fintech innovations in a single law. But this isn't what the Mexican law does, and there are good reasons for this.
Research

Open Banking: How to Design for Financial Inclusion

While many regulators in emerging and developing markets understand the potential benefits of open banking regimes, they are uncertain how to design them in ways that support financial inclusion. CGAP has identified 12 critical design components.
Blog

Open Banking: 7 Ways Data-Sharing Can Advance Financial Inclusion

When banks and other financial institutions responsibly exchange customer data with other providers, the result is better products for low-income customers.