iCommit allows farmers to pre-commit resources to buy inputs by pre- purchasing exchangeable vouchers on an ongoing basis.

Platform for training low-income entrepreneurs using a mobile app on topics such as entrepreneurship, business skills and financial literacy. Users can qualify for credit products offered by SMT and other lending partners. Loans repayment is managed via mobile money.

The target audience is low-income heads of households such as tradesmen and farmers. The product will have the ability to store money, send money, save money, buy airtime, pay bills, access credit, and act as a bank card. All of these services will be available on mobile phone using USSD, once an individual has been registered by an agent. By using simple solutions such as USSD, they are providing a lower barrier to entry, thereby making the fintech market more inclusive.

‘App’ that customers can use to arrange savings where customers transfer their money in a variety of ways (direct transfers, round ups, other inbound transfers), and the savings are held in a custodian bank account with an Australian bank.