Staff Directory

Yasmin Bin-Humam

Financial Sector Specialist

Yasmin Bin-Humam currently supports CGAP’s project on supply-side gender disaggregated data for financial sector regulators and supervisors. She also leads CGAP’s work stream on the nexus of gender norms and financial sector regulation and supervisory practices, and continues to support institutional change management for CGAP’s application of a gender lens across all CGAP work programs. 

Previously Yasmin launched and managed the FinEquity Community of Practice on women’s financial inclusion, led exploration of women’s participation in informal online commerce, and shepherded CGAP’s initial diagnostics of social norms barriers to women’s financial inclusion. 

Before joining CGAP, Yasmin developed indicators measuring women’s equality under the law for the World Bank’s Women, Business, and the Law project and contributed to publications on legal barriers to women’s economic empowerment. Her previous research includes the historical evolution of labor and family law reform in countries around the world, and she has compiled legislation on banking, nonbank financial institutions, and consumer protection regulations. Her earlier work experience spans the public, private, and nongovernmental sectors.

Yasmin has Juris Doctorate and Master’s degrees from Georgetown University and a Bachelor’s degree in economics from Harvard.

By Yasmin Bin-Humam

Blog

3 Ways Financial Inclusion Improves Women’s Food Security

There is evidence that financial inclusion improves food security for women in at least three ways.
Blog

Could e-Commerce Bring Women’s Financial Inclusion in Bangladesh?

Closing the financial inclusion gender gap is about more than account access. It’s about making sure accounts unlock real opportunities for women. In Bangladesh, linking mobile money to informal e-commerce could meaningfully advance women’s financial inclusion.
Blog

Understanding Côte d’Ivoire’s Financially Excluded Women

Women are 45 percent less likely than men in Côte d’Ivoire to have a mobile money account. Low mobile phone ownership and financial innumeracy remain major barriers.
Blog

4 Regulatory Enablers for Digital Finance: A Gender Perspective

Unless policies consider gender, we risk leaving behind the most vulnerable in society, particularly women, limiting our ability to achieve the SDGs. However, if implemented with gender in mind, the basic regulatory enablers of digital finance can increase women's financial inclusion.
Research

New Insights on Women’s Mobile Phone Ownership

New data show that 81 percent of women worldwide own a mobile phone. Although large gender gaps in mobile phone ownership persist in certain countries, mobile phones are more ubiquitous among women than are financial accounts.