Timothy Lyman

Lead Financial Sector Specialist

Timothy Lyman was at CGAP until November 2019. During his time, he led CGAP’s work to incorporate consideration of financial inclusion in the work of the global financial sector standard-setting bodies, including as lead Implementing Partner on the work of the G20 Global Partnership for Financial Inclusion focused on the standard setters.

He co-chaired the works of the Basel Committee on Banking Supervision leading to the Committee’s first guidance on a financial inclusion topic in 2010 and currently serves as Vice Chair of the Financial Inclusion Workstream of the Basel Consultative Group—the outreach arm of the Basel Committee. Mr. Lyman serves on the Executive Committee of the Access to Insurance Initiative, Implementation Partner of the International Association of Insurance Supervisors. He has worked on financial inclusion-related policy and regulation and community development for over 30 years, in every region of the world. For much of his career, he was a partner in the law firm of Day, Berry & Howard (now Day Pitney) and served as president of its affiliated philanthropic foundation. From 1994 to 2005, he served as principal outside legal counsel to Save the Children/U.S.

Mr. Lyman has a Law degree from New York University School of Law and a Bachelor’s degree from Harvard University. He speaks French, Spanish, Bosnian/Croatian/Serbian, and German.

By Timothy Lyman

Research

Financial Inclusion and Stability: What Does Research Show?

This Brief explores the research to date on financial inclusion and stability.
Blog

Who Makes the Rules for the Rules Makers?

While the standard setters make the rules for rules making at the country level, they are themselves country-led bodies, informed by the experience of their member jurisdictions and increasingly by non-member countries as well.
Blog

Credit Reporting and the Indian MFI Bill

For more than a decade stakeholders across the spectrum in countries around the world have pinned hopes on ‘just the right microfinance regulation’ solving problems only indirectly affected by regulatory policy.
Research

Regulating Transformational Branchless Banking

In a fast increasing number, policy makers and regulators in other developing and transition countries are embracing “transformational branchless banking”—the use of information and communication technologies (ICTs) and nonbank retail channels to reduce costs of delivering financial services to clients beyond the reach of traditional banking.
Research

Use of Agents in Branchless Banking for the Poor

For poor people, “branchless banking” through retail agents may be far more convenient and efficient than going to a bank branch.