Maria Fernandez Vidal

Senior Financial Sector Specialist

Maria Fernandez Vidal is a Senior Financial Sector Specialist, leading CGAP’s work on Data. Her work is focused on the role data can play in advancing financial inclusion and covers a range of topics including data-driven business models and open finance. She has also worked substantially with fintechs, platforms and advanced analytics. Before joining CGAP, Maria was at McKinsey & Company, working in Latin America & the Caribbean and the US. At McKinsey, she served clients in the financial sector and the public and social sector on a broad range of topics including strategy, risk, operations and organization. Maria previously worked at the Inter-American Development Bank (IDB), the International Monetary Fund (IMF) and Endeavor.

Maria holds an MBA from The Wharton School at the University of Pennsylvania with majors in strategic management and finance, and graduate and undergraduate degrees in economics from the Universidad Torcuato Di Tella.

By Maria Fernandez Vidal

Blog

Using SMS Messaging to Strengthen Your Agent Network

Agents are an important element of mobile financial services, but managing a large agent network can be challenging. In Paraguay, SMS messaging proved a cost-effective solution.
Blog

How SMS Messaging Can Change Financial Behaviors

Pilots with mobile money providers in the Philippines and Paraguay showed that simple SMS messaging can increase mobile wallet transactions.
Blog

Digital Credit’s Evolving Landscape: 3 Things You Need to Know

Digital credit is on the rise in many developing countries. Here are three things you may not know about this fast-evolving form of lending.
Blog

Do Peer-to-Peer Lenders Understand Risk?

A growing number of novice investors are starting to lend to their peers on digital platforms. New research out of Kenya suggests that providers may need to fundamentally rethink how they inform these lenders about risk.