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Branchless Banking Policy and Regulation in El Salvador
These notes offer details on CGAP's findings and recommendations as a result of a branchless banking policy and regulatory diagnostic carried out in late 2008 in El Salvador.Publication
Poor People Using Mobile Financial Services
Insights into how poor people use M-PESA, its impact on their lives, and some unexpected consequences.Publication
AML/CFT: Strengthening Financial Inclusion and Integrity
Over the past 30 years, access to formal financial services for low-income people has increased dramatically. However, misguided efforts to reduce criminal behavior threaten to slow the pace of that progress.Publication
Measuring Results of Microfinance Institutions: Minimum Indicators
This Technical Guide is for funding agency staff who design or monitor projects that finance microfinance institutions or community-managed loan funds.Publication
Microfinance Banana Skins 2009
Microfinance Banana Skins 2009 describes the risks facing the microfinance industry as seen by an international sample of practitioners, investors, regulators and observers of the microfinance sector.Publication
Asset and Liability Management for Deposit-Taking MFIs
Even the most mature microfinance institutions (MFIs) need to pay attention to their balance sheet to manage financial risks.Publication
Stability of Small Balance Deposits
Small balance demand deposits from poor clients are viewed as a particularly volatile class of funding. This is one reason some MFIs are concerned about using deposits to fund their lending operations.Publication
Are Deposits a Stable Source of Funding for Microfinance Institutions?
New research finds that under normal circumstances, aggregate balances for low-income accounts move gradually, and they are not prone to abrupt month-by-month swings.Publication
The Impact of the Financial Crisis on MFIs and Their Clients
The global financial crisis is spreading quickly in emerging markets, but little is known about its impact on the microfinance sector.Publication