Displaying 1 - 20 of 70 results
Journey to Kigali: Four Lessons on Peer Learning for Gender Data
When it comes to strategies on gender-disaggregated data for women's financial inclusion, peer learning, diversity of approaches to gender data collection and use, and creative solutions in advancing gender equality in the financial sector are key.What is Vision-Driven Financial Regulation?
Innovation drives progress, but the law shapes it. CGAP has been exploring the intersection between regulation, innovation, and financial inclusion through research on what makes some regulators better equipped to deal with innovation than others.Financial Inclusion and Disruptive Innovation: Regulatory Implications
This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.Regulating Finance for Gender Equality: A New Approach
Financial regulators and market facilitators across the African continent have the opportunity to redefine financial sector policymaking, ensuring that gender inclusivity is at the heart of its economic agenda, beginning with these recommendations.FATF's Proposed Rules for Payments: Balancing Integrity and Inclusion?
As the Financial Action Task Force (FATF) seeks feedback for its revised Recommendation 16, or "travel rule", it is imperative to consider potential impacts on the financial inclusion of low-income customers.Are Climate-Related Financial Sector Policies Inclusive for All?
Climate-driven financial policies could inadvertently end up undermining financial inclusion efforts. Authorities and funders must understand the pathways through which risks could occur and the opportunities for supporting green finance effectively.Supply-Side Gender Data is a Game Changer for Financial Inclusion
Gender-disaggregated data is the cornerstone for designing strategies and interventions that not only help increase women’s use of financial services to be more resilient and prosperous but also empower them to be stronger market players.Supply-Side Gender Disaggregated Data for Advancing Financial Inclusion: Insights and Areas for Further Research
Gender data is key for unlocking the potential of financial inclusion. This report explores the ways supply-side gender-disaggregated data (S-GDD) is being used to inform financial policies and strategies that seek to intentionally apply a gender lens.How Can Regulators Enable Last-Mile Agent Networks?
Extensive and inclusive cash-in/cash-out (CICO) agent networks are key to ensuring DFS access in rural areas. Regulators play an essential role here by enabling DFS providers to innovate agent network models that are sustainable in rural areas.How Are Climate, Financial Inclusion & Financial Stability Linked?
As financial authorities across the world develop plans to respond to the changing climate, they have opportunities to create a positive feedback loop of expanded financial inclusion and reduced climate risk.Climate Risk and Financial Inclusion: A Regulatory Perspective
Climate change risks may drive the financial sector away from serving the least profitable and most climate-exposed clients, namely low-income, rural households, and micro, small, and medium enterprises. This new working paper outlines how inclusive green finance policies can help reduce these risks, creating a more stable and resilient real economy.Social Media Monitoring to Assess Consumer Risks in Digital Credit Apps: Guidance for Supervisors from an India Pilot
To better understand the digital consumer credit and the risks they pose for customers, this reading deck contains supervisory guidance on the use of a branch of AI, Natural Language Processing (NLP), for social media monitoring. It is based on insights and lessons from an India pilot and provides examples of social media analyses carried out as part of that pilot.Crypto Consumer Protection: Why ‘Wait and See’ Is No Longer an Option
What was once an edgy new market with promises of high returns is now better known for scandal and volatile losses. Better protections for crypto consumers are urgently needed, especially for those who are low-income and least able to weather losses.Regulators Eye Digital Credit in India: What Does it Mean for MSEs?
The growth of India’s fintech industry has historically been driven by digital payments, but now digital credit is poised to take the reins. But what is digital credit, and how can its regulation help narrow the credit gap for India’s MSEs?Can Open Banking Support Financial Inclusion in Nigeria or Elsewhere?
Open banking initiatives must be well designed to deliver the benefits they promise consumers and financial service providers - Nigeria’s framework offers a look at both the opportunities and potential pitfalls of implementing such a scheme.Regulating Platform-Based Finance: Seeing the Big Picture
The scale and scope of platform-based finance extends beyond the powers of a single regulator – cooperation across agencies will be essential.Platform-Based Finance: How Can Regulators Preserve Competition?
As big tech platforms enter the financial services space, they could potentially undermine competition in ways that set back financial inclusion. How can regulators preserve healthy competition and harness the potential of platform-based finance?Platform-Based Finance: Are Regulators Up to the Data Protection Task?
As big techs and other platforms ramp up their financial service offerings in emerging markets, regulators can look at developments in advanced economies to get a glimpse into the data protection issues they will need to consider.3 Regulatory Challenges Posed by Platform-Based Finance
Between the global big techs and the local unicorns, platforms will soon be a major force in financial services if they are not already. Here are the three main sets of challenges they pose for regulators.Digital Banks: How Can They be Regulated to Deepen Financial Inclusion?
This reading deck describes three regulatory approaches used by policy-makers to regulate digital banks.