Displaying 111 - 120 of 705
All Publications
Publication
Electric Bankers: Utility-Enabled Finance in Sub-Saharan Africa
Without appliances, people cannot make use of electricity. But how can low-income households afford costly electrical appliances? One answer is for utilities to offer consumer financing.Reading Deck
Platform Business Models
Most “unicorn” companies are platforms. But what exactly are platforms? What are the main business models? Are to what extent are they relevant to financial inclusion for low-income customers? Explore the answers in this slide deck.Reading Deck
Innovations in Asset Finance
With the SDGs facing an estimated annual investment gap of $2.5 trillion, innovations in asset financing offer a more sustainable alternative to transfers, with the potential to drive asset ownership at scale.Reading Deck
Technology Building Blocks for an Open API Strategy
This slide deck is designed to help business leaders who are not IT specialists learn how to make informed decisions about the technologies supporting their open APIs.Publication
Humanitarian Cash Transfers and Financial Inclusion
This Working Paper presents the cases of Jordan and Lebanon in leveraging aid delivery and highlights some of the key challenges these actors face in linking cash transfers to financial inclusion more broadly.Publication
Assets Matter to Poor People
CGAP has undertaken a comprehensive review of the available evidence to understand (i) how asset ownership can lead to improvements in well-being for poor households and (ii) whether obtaining an asset through a loan or lease as opposed to a transfer, grant, or outright purchase affects the benefits associated with ownership.Reading Deck
Digital Banks: How Can They Deepen Financial Inclusion?
This slide deck sheds light on the digitization of banking and analyzes the connection of three new business models to financial inclusion: fully digital retail banks, marketplace banks and banking-as-a-service.Publication
The Use of Agents by Digital Financial Services Providers
Agents play a crucial role in lowering the cost of delivery to reach the unbanked and underbanked population. An increasing number of countries, especially emerging markets and developing economies, allow a diverse array of banks and nonbank institutions to distribute digital financial services through agents.Publication
Making Data Work for the Poor
The consumer consent model for data privacy and protection is broken. It’s time for a new data paradigm whereby financial services providers and data collectors take greater responsibility for protecting customers’ data.Podcast