Searching: Blogs

India's Regulator to do More on Inclusion and Innovation

Following a year of well-documented progress toward financial inclusion, the Reserve Bank of India took more steps in December 2015 that appear innovation-friendly.

Four Ways to Boost the Impact of India’s Direct Benefit Transfers

The Indian government is digitizing payments to beneficiaries of government subsidies, seeking to build a digital payment connection with every Indian household. How can these payments be combined with other efforts to help pull people out of poverty?

Introducing the Graduation Approach in India’s Jharkhand State

An interview with Bishnu C Parida, on how the government of India is integrating the Graduation Approach into its work with the extreme poor.

The Graduation Approach: What’s Next on the Research Agenda?

Results from an in-depth impact study on the Graduation Approach were strong. As Graduation programs are scaled up in India, Ethiopia, Pakistan, and elsewhere, what should researchers study next?

5 Ways to Improve Customer Experience for the Poor

CGAP offers five insights on improving customer experience for the poor, in ways that are game-changing, yet profitable.

Can a Good Customer Experience for the Poor Benefit Business?

Is it important that financial service providers (FSPs) provide a good customer experience when serving poor, underbanked customers? Evidence says "yes," but this is often overlooked by FSPs.

Why Women Self-Help Group Members Make for Good Bank Agents

Pilot projects that train women self-help group members as bank agents in rural areas in India are proving to be promising.

West Bengal Teacher Wins CGAP Photo Contest

Sujan’s photo was one of 3,303 submissions to this year’s Photo Contest and one of 27 winners selected by the judging panel.

Did India’s Central Bank get Payments Bank Approvals Right?

India's Central Bank got many things right when it comes to the 11 new approvals for payments bank licenses. These approvals are big catch-up step for digital finance in India, but it may be challenging for the country to continue being innovation-friendly.

Lessons on Leadership: Reflections from Two Decades in Banking

What can leaders do to embed a culture of customer-centricity? Anil Kumar SG, who has 25 years of experience in banking, shares his ideas. Watch the video to learn more.

Lessons on Leadership: The Power of Micro-Segmentation

Anil Gupta, of Aircel Limited, discusses how telecom companies like his use micro-segmentation to better serve customers and how financial service providers could, too.

Lessons on Leadership: Check Your Assumptions

Maya Vengurlekar shares a story that changed the way CRISIL Foundation approaches its programming.

Lessons on Leadership: Customer-Centric Measures Matter

“If you start early, it gets into the DNA of the institution," says Radhakrishnan, the CEO of Janalakshmi, on an organization's journey to customer centricity. Watch the video interview for insights on how financial service providers can become more customer-centric.

Fine Tuning Kaleido: A Key Step for Customer-Centricity

Janalakshmi Financial Services, Jana Foundation, CGAP and Innovation Labs partnered to develop a tool called Kaleido that provides the foundation for building a customer-centric organization. An initial survey of the tool offers several key findings.

India Digitizes its Merchants in Partnership with the U.S.

A partnership between the U.S. and India will focus on commercial and policy solutions to spur India’s nearly 10 million merchants to accept electronic payments.

What’s Undermining India’s Financial Inclusion Progress?

The success of India's financial inclusion efforts hinges on one factor above all: the quality of the last-mile banking agent networks that will disburse payments and enable customers to access their bank accounts.

India’s List of Financial Inclusion Efforts Grows

Since India's Prime Minister announced in February that accounts opened under his national scheme exceeded targets and 41 payments banks applications were submitted, the list of centrally-driven policy interventions has continued to stack up.

From More Accounts to More Account Activity in India

Even as India moves aggressively to close the financial inclusion gap, the picture of financial inclusion in that country as captured in the latest Findex report reminds us that we have a long way to go.

Digital Financial Inclusion in India: Taking Off in 2015

Trends in the Indian financial services landscape are unleashing the potential to fast-track financial inclusion for millions.

PMJDY: Improved Financial Inclusion, But Roadblocks Remain

MicroSave has conducted a study on the progress of the Pradhan Mantri Jan Dhan Yojana (PMJDY), arguably the largest financial inclusion drive in the world.