Recent Blogs
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Climate-Focused G2P: Beyond Disaster Response
The current focus of G2P programs on emergency response is insufficient to support long-term climate change adaptation. Long-term adaptation must be considered, and designed into programs, to reduce intergenerational vulnerability to climate change.Blog
Regular Savings from Irregular Income: How Platforms Can Help
CGAP partnered with fintechs and platforms across Sub-Saharan Africa to understand how they are using digital rails to offer savings products to low-income gig workers. Here, we share what we found.Blog
Is AI Intelligent Enough to Bolster Business Intelligence?
We discuss how business intelligence can be assisted by artificial intelligence today, and where we believe human input remains irreplaceable.Blog
The Future of Financial Inclusion
Financial inclusion is essential to creating more inclusive, resilient, and green futures. But to deliver on its promise, we must go beyond access to financial accounts and focus on maximizing the impact of inclusive finance.Blog
Consumer & Data Protection: A New Approach to Intersecting Risks
Consumer and data protection risks have historically been treated as separate concerns. Instead, all authorities involved with consumer data protection should work together to regulate in a way that ensures the responsible use of consumer data.Blog
Inclusive CBDCs: Inflated Expectations or A New Productivity?
Where will central bank digital currencies (CBDCs) land on the Gartner Hype Cycle? Are they full of inflated expectations, or a new tool for greater financial inclusion? We explore where CBDCs might provide at least incremental gains.Blog
Four Ways to Integrate Gender in Financial Inclusion Investments
How can impact investors integrate gender throughout the investment cycle to improve women’s financial inclusion and contribute to WEE and gender equality? We highlight four emerging practices investors can use.Blog
Stakeholder Landscaping: A Tool for Improved Consumer Engagement
Mapping the stakeholder landscape can be a useful tool to assist market conduct authorities in designing various aspects of a consumer advisory panel, ensuring they make sound strategic decisions about whom to involve and how best to do so.Blog
How Are Climate, Financial Inclusion & Financial Stability Linked?
As financial authorities across the world develop plans to respond to the changing climate, they have opportunities to create a positive feedback loop of expanded financial inclusion and reduced climate risk.Blog
The Road Ahead for Platform Gig Workers’ Financial Inclusion
Gig platforms offer financial inclusion potential for their workers, but roadblocks remain. Learn how funders and the financial inclusion community can better support innovation and impact on gig platforms.Blog
How do Industry Associations Promote Responsible Digital Finance?
CGAP undertook qualitative research on how industry associations can promote responsible digital finance. We identified 10 activities that support customer-centricity, capability, and collaboration – the building blocks of responsible digital financial services ecosystems.Blog
Out of the Norm: myAgro Breaks Down Barriers to Serving Rural Women
Gender norms often prevent rural women in Senegal from accessing financial and agricultural services. Pilot projects by CGAP and myAgro are providing insights into how companies can better serve rural women by addressing these norms.Blog
On Gig Platforms, Women Workers Face Triple Barriers to Inclusion
The type of work that women do on gig platforms makes it harder to connect them to financial services that will translate their income into longer-term gains. We studied six platforms to understand why fintech innovation does not reach women workers.Blog
Why Don’t Fintechs Have a Larger Share of Peru’s MSE Credit Market?
CGAP market sizing research in Peru found that fintechs are only responsible for 0.3% of the MSE credit market. Here, we ask why fintechs have such a small segment of the MSE credit market and posit how that share can be increased.Blog
Maturing India Stack Drives Digital Financial Inclusion of Gig Workers
India Stack, India’s robust DPI, supports a host of financial services products for harder-to-reach segments like gig workers – a good example for other countries that want to leverage digitization of work for financial inclusion of informal workers.Blog
Digital Credit in Côte d'Ivoire: A Double-Edged Service
Digital credit can provide opportunities for financial inclusion and improved resilience, but new survey data from Côte d'Ivoire shows the need for greater consumer protection.Blog
Climate Resilience Through Financial Services: Farzana’s Story
Women, especially those in low-income countries, are faced with higher risk, greater vulnerability, and fewer tools to cope with the impacts of climate change. Financial services can empower women to manage climate risks and build resilience.Blog
Setting Up Funders to Advance Inclusive Finance: 5 Recommendations
Development funders play a key role in advancing inclusive finance – they influence the dynamics of financial systems and transform the way they work to serve people living in poverty. Here, we share five actions funders can take to drive change.Blog
Sudan Dispatch: Inclusive Finance in Times of Crisis
Recent fighting in Sudan has turned the economy upside down and displaced thousands. Our latest blog asks what roles financial services are playing in the unfolding crisis, and why? What must happen next for inclusive finance in Sudan?Blog